Terms and Conditions

Last Updated: 24 December 2025

Accuracy Disclaimer

Calculations provided by our tools are estimates. We do not guarantee 100% accuracy and recommend consulting professional advisors for financial or legal decisions.

Limitation of Liability

Utils4You and its owners shall not be held liable for any direct or indirect damages arising from the use or inability to use our platform or its tools.

Governing Law

These terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

1. Acceptance of Terms

By accessing and using [https://Utils4You.in/](https://Utils4You.in/), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you are prohibited from using or accessing this site.

2. Use License

Permission is granted to temporarily use the tools on OmniTools for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose, or for any public display;
  • Attempt to decompile or reverse engineer any software contained on the website;
  • Remove any copyright or other proprietary notations from the materials.

3. Disclaimer for Financial Tools

The financial calculators (including EMI, GST, and SIP calculators) provided on this website are for informational purposes only. The results are generated based on the inputs provided and standard mathematical formulas. They do not constitute financial advice, and actual figures from banks or financial institutions may vary due to specific terms, taxes, or rounding methods. Always verify results with a qualified professional before making financial commitments.

4. Intellectual Property

The content, structure, design, and code of OmniTools are the intellectual property of its owners. Unauthorized reproduction or distribution of any part of this website is strictly prohibited.

5. Changes to Terms

Utils4You reserves the right to revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.