SIP Calculator (Systematic Investment Plan)
Estimate the future value of your mutual fund investments via SIP. Calculate wealth gain and total corpus with ease.
Future Value
₹ 11,61,695.38
Total Invested
₹ 6,00,000
Total Returns
₹ 5,61,695.38
Investment Breakdown
View
Principal vs Interest
- Principal₹ 6,00,000
- Interest₹ 5,61,695.38
- 48.4% of total payment is interest · 51.6% principal
- Total payment: ₹ 11,61,695.38
Investment Schedule
Year 1
| Month | Contribution | Returns | Balance |
|---|---|---|---|
| 1 | ₹ 5,000 | ₹ 50 | ₹ 5,050 |
| 2 | ₹ 5,000 | ₹ 100.5 | ₹ 10,150.5 |
| 3 | ₹ 5,000 | ₹ 151.5 | ₹ 15,302 |
| 4 | ₹ 5,000 | ₹ 203.02 | ₹ 20,505.02 |
| 5 | ₹ 5,000 | ₹ 255.05 | ₹ 25,760.07 |
| 6 | ₹ 5,000 | ₹ 307.6 | ₹ 31,067.67 |
| 7 | ₹ 5,000 | ₹ 360.68 | ₹ 36,428.35 |
| 8 | ₹ 5,000 | ₹ 414.28 | ₹ 41,842.63 |
| 9 | ₹ 5,000 | ₹ 468.43 | ₹ 47,311.06 |
| 10 | ₹ 5,000 | ₹ 523.11 | ₹ 52,834.17 |
| 11 | ₹ 5,000 | ₹ 578.34 | ₹ 58,412.51 |
| 12 | ₹ 5,000 | ₹ 634.13 | ₹ 64,046.64 |
What is the SIP Calculator?
A Systematic Investment Plan (SIP) helps you invest small amounts periodically into mutual funds. Use our calculator to see the potential growth of your investments.
How to Use the SIP Calculator
- Enter monthly investment.
- Set expected return rate.
- Set tenure.
How It Works (Formula/Logic)
FV = P x [{(1 + i)^n - 1} / i] x (1 + i)
Examples
Benefits List
- Plan long-term wealth.
- Visualize compounding effect.
Frequently Asked Questions
Is SIP better than lumpsum?↓
SIP is often preferred for long-term consistency and rupee cost averaging.